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Real Estate Dictionary
Welcome > Resources > Real Estate Dictionary - A

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

T

Tax sale

A sale of real property ordered by the court in order to raise money to cover delinquent taxes

Tenancy in common

A version of joint tenancy of a property, but without any right of succession by survivorship among the owners

Testate

To die having prepared and left a valid will

Testator

The individual who makes out a last will and testament

Time is of the essence

A condition in a contract requiring the completion of a certain act within a designated period of time

Time-share

A form of ownership interest which allows use of the property only for a fixed or variable period of time

Title

A legal document that evidences a person's ownership of and right to possess a property

Title insurance

Insurance that protects the owner or mortgagee against loss arising from disputes over or defects in the title to a parcel of real estate that arise after ownership has been transferred

Title search

Research into public title records to determine the current status of ownership of a piece of property; a licensed attorney must provide any legal interpretation of the records found

Torrens Title

Now a dated system (only used in a few US states) whereby the court issues a certificate establishing the extent of an individual's estate, including any exceptions noted

Township

A division of land that is six miles square, containing 36 square-mile sections

Tract

A specific parcel of land

Transfer of ownership

Any circumstance in which the ownership of a property changes hands, e.g., via outright, titled purchase, or the assumption of an existing on a property, or possession of the property via a land sales trust, even any transfer of a beneficial interest in the trust

Transfer tax

State or local taxes imposed on a transfer of ownership of real property

Trust

A right to a piece of property that is held for the benefit of another

Trust deed, or a Deed of trust

A written document that grants the trustee the title to a piece of property for the benefit of another, and which gives the trustee the power to sell, mortgage or subdivide the property

Trustee

A party who holds property for the benefit of another

Trustee's deed

A deed conveying land ownership executed by the trustee who holds the land in trust

Trustor

The borrower in a trust loan transaction

Truth-in-Lending

A federal law that requires disclosure by a credit institution or lender of the terms and conditions of a loan or mortgage, including the annual percentage rate and any other charges, to the borrower when they apply for the loan.
Also see Regulation Z

Two-step mortgage

An adjustable-rate mortgage that charges a below-market interest rate for a designated number of years (usually 5 or 7) after which the interest rate is adjusted to the current market conditions

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z



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Do any of these definitions raise questions for you? Didn't find the word you're looking for? Let me know! I'm happy to answer ANY questions. It's my job! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Trivia
Q 
In what 2003 comedy does a very large family move to a new house on Forest Avenue in Evenston, Illinois?

A 
"Cheaper by the Dozen", starring Steve Martin, was actually filmed in a house in Los Angeles near the Farmer's Market.
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Brenda Cuoco and Company, REALTOR®, real estate agents and broker for Wilbraham, East Longmeadow, Springfield and Longmeadow, Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)

Brenda Cuoco & Company
Coldwell Banker Residential Brokerage

55 North Main Street
East Longmeadow, MA 01028
office: 413-525-5201
Vmail: 413-747-4964
Cell: 413-214-5365
Fax: 413-289-9496
bcuoco@NUMBER1EXPERT.com

Treating each and everyone of our client's as if they were our only client is what our team likes to do best.

We are always going above and beyond to service all of our client's. It's About always putting THEIR INTERESTS first, as well as giving 110% all the time and never giving up until the job's done. It's about commitment, hard work , integrity, energy, experience and results. We are friendly, caring, aggressive and most of all seeing a smile on our client's face is most rewarding to us!

Our client's say it like it is:

"We were so lucky to have her as our Realtor! Enthusiastic, energetic, aggressive, hardworking, honest, compassionate, knowledgeable, she has passion for the business, the page just isn't long enough!" These are just some of the many typical responses from satisfied client's when asked to describe buying or selling a home with Brenda Cuoco & Company.

Much Hard work & Commitment goes into being that type of agent. Brenda Cuoco & Company received the International Presidents Diamond Society Award in 2007 & 2008 and is also ranked in the top 1% of the Realtor Association of Pioneer Valley, as well as being the #1 team in Coldwell Banker in Hampden, Hampshire & Franklin County. Brenda is also a Certified Relocation's Specialist and New Homes Specialist. Call Brenda Cuoco & Company today and you will be happy you did!



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