The Best Mortgage Calculators On the Web! Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... 15 vs. 30 Yr Mortgages
Determining which mortgage term is right for you can be a challenge. With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
Definitions
- Mortgage amount
- Original or expected balance for your mortgage.
- Interest rate
- Annual interest rate for your mortgage. Interest rates are generally lower for shorter term mortgages.
- Marginal tax rate
- This is your combined state and federal tax rate. This is used to calculate your potential income tax savings by deducting your mortgage interest.
- Monthly payment
- Monthly principal and interest payment (PI). Both 30 year and 15 year mortgages are shown.
- Total payments
- Total of all monthly payments over the full term of the mortgage. Both 30 year and 15 year mortgages are shown.
- Total interest
- Total of all interest paid over the full term of the mortgage. Both 30 year and 15 year mortgages are shown.
The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
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Brenda Cuoco & Company
Coldwell Banker Residential Brokerage
55 North Main Street
East Longmeadow, MA 01028
office: 413-525-5201
Vmail: 413-747-4964
Cell: 413-214-5365
Fax: 413-289-9496
bcuoco@NUMBER1EXPERT.com
Treating each and everyone of our client's as if they were our only client is what our team likes to do best.
We are always going above and beyond to service all of our client's. It's About always putting THEIR INTERESTS first, as well as giving 110% all the time and never giving up until the job's done. It's about commitment, hard work , integrity, energy, experience and results. We are friendly, caring, aggressive and most of all seeing a smile on our client's face is most rewarding to us!
Our client's say it like it is:
"We were so lucky to have her as our Realtor! Enthusiastic, energetic, aggressive, hardworking, honest, compassionate, knowledgeable, she has passion for the business, the page just isn't long enough!" These are just some of the many typical responses from satisfied client's when asked to describe buying or selling a home with Brenda Cuoco & Company.
Much Hard work & Commitment goes into being that type of agent. Brenda Cuoco & Company received the International Presidents Diamond Society Award in 2007 & 2008 and is also ranked in the top 1% of the Realtor Association of Pioneer Valley, as well as being the #1 team in Coldwell Banker in Hampden, Hampshire & Franklin County. Brenda is also a Certified Relocation's Specialist and New Homes Specialist. Call Brenda Cuoco & Company today and you will be happy you did!
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