Wilbraham, East Longmeadow, Springfield and Longmeadow real estate and homes for sale in Massachusetts - Brenda Cuoco and Company, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo
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Brenda Cuoco and Company
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Experience is Priceless.. Feel free to contact Brenda direct 413-214-5365

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As soon as I list another home for sale, I'll email you. You'll know first. Register here for new listings from MLS emailed daily to you! Receive listngs live on your desktop within 24hrs of registering.
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Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
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Testimonials
"Communication skills, Outstanding!"
Brenda is a very detail oriented and is quick to follow through on her client's requests. Brenda's communication skills are outstanding!
Linda Solomon, Springfield
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Brenda Cuoco and Company is one of The Top Selling Real Estate Experts™
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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Wilbraham, East Longmeadow, Springfield and Longmeadow real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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School Reports in Wilbraham, East Longmeadow, Springfield and Longmeadow, Massachusetts
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Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Real Estate Trivia
Q 
How many rooms are there in the U.S. President's primary residence?

A 
There are 132 rooms in the White House.
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Brenda Cuoco and Company, REALTOR®, real estate agents and broker for Wilbraham, East Longmeadow, Springfield and Longmeadow, Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)

Brenda Cuoco & Company
Coldwell Banker Residential Brokerage

55 North Main Street
East Longmeadow, MA 01028
office: 413-525-5201
Vmail: 413-747-4964
Cell: 413-214-5365
Fax: 413-289-9496
bcuoco@NUMBER1EXPERT.com

Treating each and everyone of our client's as if they were our only client is what our team likes to do best.

We are always going above and beyond to service all of our client's. It's About always putting THEIR INTERESTS first, as well as giving 110% all the time and never giving up until the job's done. It's about commitment, hard work , integrity, energy, experience and results. We are friendly, caring, aggressive and most of all seeing a smile on our client's face is most rewarding to us!

Our client's say it like it is:

"We were so lucky to have her as our Realtor! Enthusiastic, energetic, aggressive, hardworking, honest, compassionate, knowledgeable, she has passion for the business, the page just isn't long enough!" These are just some of the many typical responses from satisfied client's when asked to describe buying or selling a home with Brenda Cuoco & Company.

Much Hard work & Commitment goes into being that type of agent. Brenda Cuoco & Company received the International Presidents Diamond Society Award in 2007 & 2008 and is also ranked in the top 1% of the Realtor Association of Pioneer Valley, as well as being the #1 team in Coldwell Banker in Hampden, Hampshire & Franklin County. Brenda is also a Certified Relocation's Specialist and New Homes Specialist. Call Brenda Cuoco & Company today and you will be happy you did!



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